This is going to sound crazy but try to stay with me here. I’m 17 about to be 18 and I live in Michigan. I’m going to be going to college in Lima, Ohio and will be driving back to michigan every couple of weeks. I have a truck that sucks gas so I am going to buy a bike. Either an 98′-05′ Yamaha YZF R6 or R1 I haven’t decided yet. I was wondering who has the cheapest insurance for what I’m doing with the bike. Basically driving it long distance and to class every so often. It will be stored in my apartment down there whenever I’m not driving it. Can anyone help me out. I know I’m a little young for any kind of cheap insurance but maybe there is a company out there that gives breaks to college students? Well anyway the main question is : From your experiences which company has the cheapest motorcycle insurance?

Bad news, you are not going to find "Cheap Insurance" an 18 year old who wants to insure either an R6 or R1 and has no prior riding experience, you are a high risk.

lets say that you buy the bike for $6.000.00 and your insurance is $3.000.00 that is $9.000.00 for your first year.

That is a lot of cash for a college student.

If you choose a non sport bike you can cut your insurance by about 33% but it will still be high because of your age.

Good Luck

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Who has the cheapest motorcycle insurance?

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