How can I get insurance for a moped/motorcycle when I’m 16?

by Scooter Insurance on March 17, 2010


I need insuarance for my moped.

I am 16, I only have my motorcycle permit, and my grandma (guardian) does not want to be the primary driver because she does not want to be liable, is there anyway she can be the primary and if I do get in a crash I am liable?

Or can I just be insured? I only have a motorcycle and drivers permit!?

You can’t. You have to be on someone else’s insurance until you are 18 in the USA.

moped insurance for 16 year olds?

{ 3 comments… read them below or add one }

Effem T March 18, 2010 at 2:03 am

You can’t. You have to be on someone else’s insurance until you are 18 in the USA.
References :

S March 18, 2010 at 2:53 am

Call an insurance company and ask them.
References :

StanS March 18, 2010 at 3:03 am

She should not be insured for it because she’s not driving it. She’s probably not even licensed for it.

Get your own insurance. Go http://www.progressive.com. Select Motorcycle/ATV, and go through the setup they have. You can do it just to get rates or to buy insurance.

They insure all mopeds.

BTW, mopeds with engines 50cc or less do not require a driver’s license or even a license plate in most states.
References :

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