cheap motor insurance?

by Scooter Insurance on March 13, 2010


hi everyone…

my hubby is tinkin of getting a new mitsubishi lancer sports edition (A) as a weekend car. only problem is insurance. he’s 24yrs old n just got his license a week ago. he’s been ridin a bike for the past 4yrs but insurance companies say it is not counted as driving experience. N their quotaions are arnd $4k which is very ex…
any help will be greatly appreciated

thx:)
another option im considering is an old honda esi for 13k n e road tax expiring in 08/2011. i test drove e car n the condition is quite ok. do u tink this mite b a better option for us now. den gain experience n buy a brand new car?? pls help..

thx so much…

Don’t buy a sports car that requires full coverage insurance.
He needs to buy an old vehicle with liability only to reduce his premium. After 3 years of experience behind the wheel of a car with no tickets or accidents, his rates will go down considerably!

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{ 2 comments… read them below or add one }

David's mom March 14, 2010 at 2:37 am

Don’t buy a sports car that requires full coverage insurance.
He needs to buy an old vehicle with liability only to reduce his premium. After 3 years of experience behind the wheel of a car with no tickets or accidents, his rates will go down considerably!
References :
I’m an insurance agent.

Tan D March 14, 2010 at 3:26 am

Sport car generally have a higer insurace premium. But $4k for a off-peak car (weekend car had change to off-peak car since 1995) is crazy.

Honda Esi is a good car. But if you are looking for a used Honda car, probably you can look for a 1996-1998 Honda VTi or EXi, which just re-new 10 COE. As the depreciation will be about the same or even lower than a 1991-1993 Honda ESi.
References :

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